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Amwali

An offline-first personal finance app that brings wallets, daily transactions, people, loans, budgets, reports, and private local-network sync into one clear workspace.

IndustryPersonal Finance
Year2026
ScopeSoftware
StatusCompleted

THE OVERVIEW

A connected approach to personal finance.

Amwali helps people understand where their money is, who owns it, and how it moves. The app records income, expenses, transfers, borrowing, lending, and repayments in an auditable local ledger. It offers Arabic and English interfaces, planning tools, attachment support, encrypted backups, and optional sync between trusted devices on the same local network. Windows and Android installers are available now; iOS and macOS still require platform testing.

01 / THE CHALLENGE

Make the complex feel clear.

Spreadsheets and simple expense trackers make it difficult to separate wallet cash from money owed to or by other people, especially when loans and repayments cross devices.

02 / THE SOLUTION

Connect the right pieces.

Amwali keeps financial entries and ownership changes in one local ledger, derives balances from those records, and provides focused views for wallets, people, planning, and reports.

03 / CORE CAPABILITIES

A clearer view of your money.

Start with your wallets, record each movement in a few taps, and see the resulting balance in the right place. Amwali keeps private finances understandable without requiring a cloud account.

Money in the right place

Wallet balances, personal money, and money held for others are shown separately while every change remains traceable to a transaction.

  • Wallet and ownership balances
  • Income, expense, and wallet transfers
  • Categories, notes, and attachments

People and debt

Track who owes whom, keep individual loans visible, and record repayments without treating borrowed money as income.

  • Borrowing and lending
  • Loan-by-loan repayments
  • Settlement and balance safeguards

Planning and insight

Recurring entries, budgets, reports, and notifications help you review activity and spot changes in spending.

  • Recurring transaction reminders
  • Budget and balance alerts
  • Searchable history and reports

Private by design

Your data starts on your device. You can protect access, export an encrypted backup, and opt in to sync with a trusted computer on your local network.

  • Offline-first SQLite storage
  • PIN and supported biometrics
  • Encrypted backup export and optional LAN sync

04 / THE AMWALI EXPERIENCE

From your first wallet to the full picture.

A simple path from recording money to reviewing it and keeping a safe copy.

01

Set up your wallets

Choose your language and appearance, then add the places where you keep money.

02

Record a movement

Enter an expense, income, transfer, loan, or repayment and attach a receipt when useful.

03

Review your position

Check wallet totals, people and loan balances, budgets, and reports from the same ledger.

04

Keep a safe copy

Export a protected backup or pair a trusted desktop for optional local-network synchronization.

05 / VIEWS FOR EVERY TASK

One app. Every detail in its place.

Home

See your money summary and open the most common financial actions quickly.

Transactions

Search and filter the history, inspect details, and keep related files together.

People and wallets

Understand ownership, balances, loans, and where the money is held.

Planning and reports

Follow recurring entries, budgets, spending patterns, and account trends.

06 / CONNECTED WORKFLOW

Thoughtfully developed.

  1. Model wallet cash and ownership separately in a transaction ledger
  2. Build focused bilingual flows for daily entry, debt, planning, and reporting
  3. Keep data local, with guarded backups and optional trusted-device sync

07 / THE TECHNOLOGY

A flexible foundation.

Technologies are configured around each client’s environment and integration requirements.

FlutterDartSQLiteWindowsAndroidLocal Network Sync

08 / OUTCOMES

Designed to make
a meaningful difference.

Delivered capabilities and operational benefits.

  • Wallet, personal-money, and debt balances derived from the same ledger
  • Clear records for income, expenses, transfers, loans, and repayments
  • Private offline use with optional trusted-device LAN synchronization

Available Platforms

Use Amwali on your phone and desktop.

View Downloads

KEEP EXPLORING

More connected possibilities.

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A cross-platform clinic management and medical workflow platform combining EMR, ophthalmology tools, AI-assisted WhatsApp booking, financial management, surgical workflows, and real-time offline/cloud synchronization.

SQLiteLAN SyncCloud SyncReal-time SyncWindowsmacOSAndroidWeb
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